iOS · Early access
Comodo collects everyone’s share by bank transfer before the bill is due, so the money is already there when rent comes out. Nobody fronts it, and nobody has to chase anyone.
Example: a $5,200.00 monthly rent expense, funded by the 1st, split between Carlo at $1,800.00, Abyan at $1,650.00 and Rayan at $1,750.00. All three have approved. The next debit is August 28.
Setting it up is one conversation with your housemates. After that, every cycle happens without anyone opening the app.
Invite your housemates. Everyone links their own bank account through Plaid, so there is no shared login and nobody is holding the card.
Comodo reads the recurring charges already in your transaction history and offers them up. Or enter the bill yourself.
Whoever adds the bill proposes how it gets split. It only takes effect once every member has approved the exact amount.
Each share is debited ahead of the due date and lands in the group’s account, so the balance is there before the bill is.
Every app can divide a number by four. The hard part is everything after: who pays up front, who follows up, and who eats it when someone forgets.
One person putting rent on their card and collecting from everyone else isn’t splitting a bill. It’s lending money to your housemates. Comodo debits each share directly from each person, so no one is out four figures waiting to be paid back.
The usual way
−$5,200.00
one person, day one
With Comodo
−$1,800.00
your share, automatically
A split takes effect only once every member has approved it. If someone amends it after you approved, your old approval does not carry over to the new amount.
Cancel your own recurring debit from inside the app. It takes one tap and takes effect without anyone else signing off on it.
Rent, insurance, internet, subscriptions. Fixed amounts on a known schedule, which is what makes funding them in advance possible.
Comodo pulls money out of your bank account. That deserves more than a padlock icon and the word “encrypted,” so here is precisely what holds.
Bank connections run through Plaid. What Comodo receives back is a token that authorizes transfers. Your username and password are never sent to us and are never ours to lose.
Before a cent is collected you see the exact amount, the frequency, and the date it lands. You authorize that specific expense, not a blanket permission.
If your share changed between opening the screen and tapping approve, the authorization is refused instead of applied. You can only ever authorize terms you actually saw.
Stopping a recurring debit is something you do from your own account, in one tap. It does not go to a group admin for approval, and it does not wait on us.
The ones we get most often, answered plainly. If something here reads as hedged, tell us and we’ll fix the answer rather than the wording.
No. Comodo is a financial technology company, not a bank. Banking services are provided by our partner bank. Your money sits at a chartered bank, not with us.
Recurring bills with a fixed amount: rent, renters insurance, internet, streaming and other subscriptions. Variable bills like a metered electric bill aren’t supported yet, because collecting money in advance requires knowing the amount in advance.
Yes. Each person authorizes and funds their own share from their own account, which is the whole point. There is no group card, and no one is covering anyone else.
The group sees it. A failed share is visible to everyone rather than quietly landing on whoever noticed first, and the person it belongs to can retry it from the app.
Anyone in the group can propose a new one. Like the original, it takes effect only when every member has approved it, and existing authorizations stop until people have signed off on the new amounts.
Once your outstanding shares are settled and nothing is mid-transfer, yes, and your recurring authorizations end with it.
We haven’t announced pricing yet. Everyone on the waitlist hears what it costs before launch, and nothing is ever charged to you without you approving that specific amount first.
iOS first. Early access goes out in batches, and the waitlist is how you get in one of them.
Early access
We’re rolling out to groups in batches on iOS. Leave your email and we’ll send an invite when it’s your turn.
Signups open shortly. Nothing to enter just yet.
No spam, and no sharing your address. One email when your invite is ready.
